Financial Planning

It’s strange to see the shift Apple has made in the last 20-30 years.  From a struggling computer company to a technology business with a nearly rabid customer base, and now?  Apple has expanded its financial services offerings with high-interest … Read More

With pension plans increasingly rare, most people turn to employer-sponsored 401(k) plans to secure their retirement.             These plans, administered not by the company, but by large investment and financial management firms, are highly secure. Some companies also offer a … Read More

A few days ago, a friend of mine and I were talking about business and she asked an interesting question:  If I wanted to, could I double my income this year?  I thought about it a few minutes, and I … Read More

I know, I know, “it’s summer!  I can’t be worrying about my 401(k)!”  Well, there’s no surprise there, and for a good reason – most Americans don’t know what or even where their 401(k) funds are or what investments they’ve … Read More

Most of us are never going to be multi-millionaires or social media influencers, but in reality, when you’re considering your second or even third marriage, chances are, you’ve accrued some stuff of value.  Does a prenuptial agreement make sense?              … Read More

How much is a college degree worth and how much it costs — these are the things that parents face as their children grow.       A single semester at Harvard is going to cost more than $50,000. An in-state student … Read More

This month, we’ve been spending a lot of time focusing on – you guessed it – money. One of the things that I see coming out of the current downturn is a lot of opportunity, especially for those who have … Read More

In the last few months, we’ve seen multiple banks fail or get bailed out by others seemingly in back-office deals that the media never scrutinizes.  When Silicon Valley Bank (SVB) collapsed and began this new trend, stock markets around the … Read More

You can manage your family finances the same way as big companies manage their looming debts — with a sinking fund.  Think of it like this:  Instead of trying to come up with a chunk of money when big expenses … Read More