The choice between a 15-year mortgage and a 30-year mortgage has long been a subject of discussion, but the decision usually comes down to money and lifestyle. One of the primary advantages of a 15-year mortgage is the significant … Read More
Masonry Blog
You’re still going to owe…
Nothing gets me madder than hucksters taking advantage of people, (first name) and this is no exception! Maybe you’ve heard those folks on the radio, or television, who are pitching how their company can settle tax debts for “pennies on … Read More
How AI Is Helping Scammers
Imposter scams are already bilking people out of money, but now, with the help of artificial intelligence, they will get much more convincing. These scams are frequently directed at parents and grandparents. Fraudsters will call people and claim that … Read More
Credit for Your Small Business?
As you can imagine, I get a lot of questions surrounding how small businesses – new or established – can secure credit or funding. There’s a lot of ways to answer that question, and there’s a lot of challenges. Personally? … Read More
Is Your 401(k) All You Need?
No, your 401(k) is not going to be “enough” to retire comfortably on. Let’s just quit deluding ourselves about that before we go any further. There’s good news, though, and it’s simple news: you have a lot of options to … Read More
“Rich Dad” Was Right
Everyone either learns about money or learns about money the hard way People who have $3 million or more usually have learned how to handle money, and they want to preserve their money – and like the seminal … Read More
Beware Mixing Business and Pleasure!
No, this isn’t a “NSFW” article, but it is a warning. I run into this challenge with nearly every small business owner, and it’s one you MUST adhere to and guard against: Don’t comingle your business and personal monies. Let’s … Read More
Hoarding Talent?
In the face of recessionary fears, many businesses have maintained staff, even though they expect an economic downturn. Going against conventional wisdom, some companies are actually hoarding labor. According to Insight Global, many executives believe that if a recession … Read More
Where Are You At?
As of right now, we’re past Labor Day and rapidly approaching the Fall. The days are going to become noticeably shorter, and while football’s on television, we’re still a long way from the “frozen tundra” some of us think about … Read More
Five Things You Need To Do
As you can imagine, I field a LOT of questions about what small business owners can and can’t “do” to help with their tax liabilities, and I hear a lot of the same questions over and over. I thought I’d … Read More